> ## Documentation Index
> Fetch the complete documentation index at: https://help.dash.fi/llms.txt
> Use this file to discover all available pages before exploring further.

# Rewards

> Earn cashback on every purchase — 3% on ad spend, shipping, and AI, 2% on everything else. No cap, no expiry.

Dash.fi cards earn cashback on every transaction. The rate depends on what you're spending on, not how much.

## Cashback rates

| Category            | Rate |
| ------------------- | ---- |
| Ad spend            | 3%   |
| Shipping            | 3%   |
| AI and LLM services | 3%   |
| All other purchases | 2%   |

These are the standard published rates. Your actual rates are defined in your account's rewards terms and may differ — check the Rewards section of your dashboard or confirm with your account manager. Rates aren't set per card or per merchant.

There's no cap on how much you can earn and rewards don't expire.

## How rewards accrue

Rewards accrue on net qualified spend each month. To qualify for rewards in a given month, your total spend across all Dash.fi cards must meet the minimum monthly threshold. Payouts are processed by Dash.fi on the schedule defined in your rewards terms.

## Redemption

Redeem from the **Rewards** section in your Dash.fi dashboard. See [Redeem cashback](/rewards/redeem-cashback) for the full schedule and steps.

## Secured Rewards Program

If you hold a collateral balance with Dash.fi, the Secured Rewards Program allows you to maintain an elevated rate by pre-funding your account. See [Secured Rewards Program](/rewards/secured-rewards-program) for how pre-payments and loyalty rewards work.

## Questions

Contact [support@dash.fi](mailto:support@dash.fi) or your account manager for anything rewards-related. Reviewing your first quarterly statement with your account manager is a good way to confirm your cards are set up for maximum qualified interchange.