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Cards are created from the Cards tab. Depending on your organisation’s settings, you may create a card immediately or submit a card request for approval.

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Create a card or request one

If your organisation has card approval enabled, the button reads Request Card and your submission routes to an approver before the card is issued. If approval isn’t required, clicking Create Card issues the card immediately. See Card requests below for how the approval flow works.

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Steps

1

Open the card creation panel

From the Dash.fi dashboard, click Create Card (or Request Card) in the top-right of the Cards tab. A panel slides out from the right.
2

Select a template (optional)

Select a spend template to pre-fill category controls. Available templates include:
  • Advertising — ad platform spend
  • Shipping — shipping and carrier spend
  • Software / SaaS — software subscriptions
  • Plastiq — bill payment via Plastiq
  • PayPal — unrestricted (all categories allowed)
  • Apple Wallet / Google Wallet — general expenses with tokenisation enabled
  • General Expenses, Professional Services, Travel & Entertainment, Office Supplies, Meals & Expenses, Gas & Auto
You can skip template selection and configure categories manually.
3

Set the card name

Give the card a descriptive name. Names must be unique — you’ll see an error if a card with the same name already exists.
4

Choose the card type

Select Recurring (multi-use, for ongoing charges) or Single-Use (deactivates after the first successful transaction). This setting is permanent and can’t be changed after the card is created.
5

Set the spend limit

Select a limit frequency and amount:Minimum spend limit: $10 for both recurring and single-use cards. The limit cannot exceed your account’s overall daily or monthly limit.
Daily and monthly limits use rolling windows, not calendar days or months. There is no fixed reset time such as midnight. Each transaction counts against the limit for 24 hours (daily) or 30 days (monthly) from the moment it occurs, then drops out of the window and frees up that amount.For example, on a card with a $1,000 daily limit: a $400 purchase at 2:00 PM on Tuesday leaves $600 available. That $400 becomes available again at 2:00 PM on Wednesday, 24 hours after the purchase.
Timeline showing a card with a $1,000 daily limit. A $400 purchase at 2:00 PM Tuesday leaves $600 available, and the $400 becomes available again at 2:00 PM Wednesday. Midnight is marked to show nothing resets at a fixed time.

How a rolling 24-hour daily limit works: each transaction frees up its amount 24 hours after it occurs.

6

Assign a cardholder

The cardholder defaults to you. Administrators and account owners can change this to any other person on the account. Cardholder assignment is locked after the card is created.
7

Configure spend controls (optional)

Expand Spend controls to restrict which merchant categories the card can be used at. Categories are pre-filled if you chose a template.Leaving categories unselected doesn’t restrict the card — it can be used at any merchant category enabled on your account. Select categories only when you want to narrow where the card works.
8

Create or submit

Click Create Card to issue immediately, or Request Card to submit for approval.

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Spend categories

Spend controls work by allowing merchant categories. The three highest-volume categories are: Advertising · Shipping · Software / SaaS Everything else available to select:

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Restricted categories

These are blocked at the account level and can’t be added to a card: gambling, alcohol and bars, political organizations, religious organizations, and fines.
If a category you need isn’t available to select, it isn’t enabled on your account. Ask support to enable it, or email support@dash.fi — once enabled, you can add it to any card yourself. See Card declines.

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What each template selects

Match the template to the merchant you’re actually charging. A card set up for Advertising but used at Google Ads under a different category can generate non-qualified interchange and earn less cashback — see Earning rewards.

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Card requests

When card approval is enabled for your organisation:
  • Submitting a card creation opens an approval request in the reviewer’s inbox
  • You can view your pending requests in the Your Requests tab on the Cards page
  • Statuses: Pending (submitted), Changes Requested (returned by reviewer — you can edit and resubmit), Approved, Declined
  • To withdraw a request, open it from Your Requests and click Delete
Approvers can approve, decline, or return a request with comments. If returned, you’ll receive a notification and can update the card settings before resubmitting.

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Billing address

Every card uses the billing address registered on your Dash.fi account. Merchants use this for card verification. If the address entered at checkout doesn’t match, the transaction may be declined. To check your billing address, go to Settings → Business.