Skip to main content
Dash.fi charges a small set of clearly defined fees. You can offset the annual fee through Dash.fi’s spending bonus program, detailed below.

Fee schedule

Annual fee

Your Dash.fi account carries an annual fee of $695 per year (approximately $57 per month).

Annual fee credit

You can offset the annual fee — and then some — through Dash.fi’s spending bonus:
Spend $500,000 or more on your Dash.fi cards in a calendar year and earn a $1,000 bonus credit, which more than covers the annual fee for the year.

Late payment fee

Dash.fi is a charge card with rolling due dates — there’s no monthly billing cycle. Each day’s spend is due based on your Net Terms: Net 7 means each day’s charges are due exactly 7 days from when they were incurred; Net 15 means 15 days, and so on. If any balance isn’t settled by its due date, Dash.fi applies a late fee of 2.99% to the outstanding amount.
Timeline over two weeks on Net 7 terms. Spend of $12,000 on Monday, $8,000 on Wednesday, and $15,000 on Friday each arc forward exactly seven days to its own due date the following Monday, Wednesday, and Friday. Month-end is marked with a note that nothing resets there.

On Net 7, each day of spend is due exactly seven days later — three days of spend means three independent due dates.

Because each day of spend has its own due date, falling behind on one day’s balance can compound quickly. Stay on top of your rolling due dates to avoid late fees.

Failed and returned payment fee

If a payment is returned or fails to process, Dash.fi charges a $39 fee per returned payment. In addition to the fee, your rewards rate will be reduced by 1% for the following four months.
To avoid returned payment fees, ensure your connected bank account always has sufficient funds before your payment due date. See Financial accounts for information on Dash.fi’s collateral and payment accounts.

Dispute filing fee

If you need to file a dispute on a transaction, Dash.fi charges a $35 fee per transaction filed.

Full terms and conditions

For the complete fee schedule and all associated terms, review the Dash.fi Cardholder Agreement at dash.fi/legal/cardholder-agreement.